Executive Benefits

Attracting and retaining key employees often requires more than traditional employee benefits.

We work alongside financial advisors to help businesses design insurance-based executive benefit strategies for owners, executives, and other key employees.

Whether the objective is recruiting talent, retaining key people, providing additional retirement benefits, or rewarding key executives, my team and I can help design and implement a strategy around the company's goals.

Executive Benefit Solutions

We support advisors with a range of executive benefit strategies, including:

• Executive Carve-Out Life Insurance with Guaranteed Issue
• Executive Carve-Out Disability Income with Guaranteed Issue
• Executive Bonus Plans
• Nonqualified Deferred Compensation and SERPs
• Split-Dollar Life Insurance
• Bank-Owned Life Insurance (BOLI)

Our goal isn't simply to provide an insurance product. It's to help you identify the opportunity, structure the strategy, and determine how life insurance, disability income insurance, or other insurance solutions can support the company's executive benefit objectives.

How We Help

1. Understand the Company's Objective

We start by understanding the business, the executives being considered, existing benefits, and what the company is trying to accomplish.

2. Design the Strategy

We help evaluate different executive benefit approaches and structure the insurance solution around the company's objectives and the needs of the executives.

3. Bring in the Right Resources

For more complex cases, we can bring in advanced planning resources and work alongside the company's attorney, CPA, and other professional advisors to help structure the strategy.

4. Implement the Program

We help with case design, illustrations, carrier selection, underwriting, case management, and implementation.

You maintain the client relationship. We provide the insurance experience and support to help you bring executive benefit strategies to your business-owner clients.

Have an Executive Benefits Opportunity?

Whether your client is looking to recruit a key executive, retain top talent, or provide additional benefits to selected employees, let's take a look at the opportunity together.